Mr. Surguladze was born in 1958 and received his B.S. and M.S. degrees in physics from Moscow State University. Mr. Surguladze also received Ph.D. degree in physics from the National Academy of Sciences, Moscow and MBA in finance and financial engineering from the Graduate School of Business, University of Alabama, USA. In 1990, he began his career as a Research Associate at the Moscow Institute for Nuclear Research, and in 1991-1992, he was a visiting scientist at several universities and scientific institutes in Europe and the United States, including Fermi National Accelerator Laboratory (Chicago, USA) and International Center for Theoretical Physics (Trieste, Italy). From 1995 to 1999, he was a research associate and senior research associate at two universities in the United States. In 1999 Dr. Surguladze began his career on Wall Street as a Trader / Risk Manager at American Stock Exchange (NASDAQ-AMEX) in New York, and in 2000 - 2001 he was a Senior Vice President/Consultant for Deutsche Bank, London in their Global Credit Derivatives area. From 2001 to 2002, he was a Senior Vice President/Consultant in Risk Finance at Barclays Capital, New York. From 2002 to 2007, he was the Director, Risk Control at UBS Investment Bank, New York. Since 2008 he works as a Managing Director at Caucasus Financial Services, LLC in Tbilisi, Georgia. In 2009 he was appointed as a Member of the Board of the Financial Supervision Agency of Georgia until its merger to the National Bank of Georgia in December 2009. In 2011, he was appointed to his current position as Member of the Supervisory Board and Chairman of the Nomination and Remuneration Committees of the Supervisory Board of Georgian Railway. Dr. Surguladze has over 40 publications in the leading scientific journals in USA, Europe and Asia.